Check out our video for new applicants! Wise Loan makes getting an online installment loan a quick and easy process for new customers, as well as, returning customers. Once you pay your first loan repayment, we report your payment to major credit bureaus to help build your credit. Wise Loan has a great savings program called Nest Egg. Your Nest Egg account will earn you cash back for every dollar you repay on time. Wise Loan deposits money directly into your Nest Egg account where you can save it and watch it grow. You can access your money in your Nest Egg account anytime or use it towards another loan in the future. Contact Wise Loan for more information about our installment loans.